HP 20b Business Consultant Financial Calculator User Manual download pdf (Page 41)

Time Value of Money

Interest Conversion Menu

Figure 3 The Menu Map for the Interest Conversion Menu

To open the Interest Conversion menu (IConv) press :&.

Table 3-5 Interest Conversion Menu Items

Item Description

Nom.% Nominal interest rate: the stated annual interest rate compounded as represented by

C/YR, such as 18% compounded monthly (C/YR=12 ).

Eff.% Effective annual interest rate taking compounding into account.

C/YR Compounding periods per year. Default is 12.

Nom.%

Eff.%

C/YR

DWN

1 2 ... 36 37 38 39 40 41 42 43 44 45 46 ... 113 114

HP 20b Business Consultant 1
HP 30b Business Professional 1
Legal Notice 2
Keyboard Map Legend 5
Table of Contents 7
Selecting a Language 9
Two Line Display 10
until the 11
<<< 12
<< 12
Basic Features 13
Annunciators 14
The Input Key 14
The Equals Key 14
Editing and Clearing Entries 15
The On/CE Key 15
The Reset Menu 15
Notes about Special Menus 16
Memory and the Memory Menu 16
Accessing Menus and Menu Maps 16
or > 17
returns 17
with that 17
Basic Features10 18
Mathematical Functions 19
Number Entry and Display 19
Chain Mode 20
Algebraic Mode 20
I or = are valid 21
I, this 22
+ changes the 22
<<<< 23
Mathematical Calculations 25
Mathematical Calculations18 26
Random number 27
The Math Menu 27
I on any of these items to 28
The Probability Sub-menu 29
Binomial Functions 31
Two-Number Functions 31
Storing and Recalling Numbers 32
Recall Arithmetic 32
returns 0.25 33
% to add or subtract x % 34
- returns 150, or 200-25% 34
3 Time Value of Money 35
:x. Press < or > 37
A. The Amortization 37
V, M and [ 37
A followed by < or 38
I to reset, or O to cancel 40
:& 41
O once again 42
Canadian Mortgage Example 44
as 1 is the default 45
Cash Flow Example 46
P and IRR R 49
Cash Flows42 50
Editing Cash Flows 52
Sample Cash Flow Diagrams 54
= to calculate it 56
Bond Calculation Example 57
O again to exit the menu 58
:(HOLD)B 59
The Black-Scholes Menu 60
(the Black-Sholes key) 60
= in the 61
to scroll through the menu 62
:(HOLD) B 63
to scroll to the 64
8 Date Calculation 65
9Break-even 67
The Percent Calculation Menu 69
repeatedly to scroll to the 69
Percent Calculation Examples 70
to reset the menu, or O to 72
11 D e p r e c i a t i o n 73
The Depreciation Menu 74
Depreciation Example 75
12 Statistical Operations 77
The Data and Stats Menus 78
Statistics Example 80
:z<< 82
13 Programming 83
: and simultaneously 83
: >or< 84
Programming Example 85
Program Step 0 86
: and the < 87
Programming80 88
Figure 2 88
(HOLD) 89
Sub-Function Call 90
and (HOLD) functions 90
.05003:$1 91
Messages 92
(HOLD) . If you want to 93
Programming86 94
Table 13-4 94
Digit Description 94
Programming88 96
14 E rro r M e s s a g e s 97
Replacing the Batteries 99
Regulatory Information 100
Modifications 101
Canadian Notice 101
Avis Canadien 101
Japanese Notice 102
Korean Notice 102
Contact Information 103

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HP 20b Business Consultant Financial Calculator User Manual Page 41

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