HP 20b Business Consultant Financial Calculator User Manual Page 11
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Basic Features
3
Table 1-1 Mode Menu Settings
Setting (top line) Description
FIX= 2 Display precision (number of digits displayed to the right of the decimal point).
Default is 2.
Key in the number of digits you want and press I, or press = until the
number of digits you want is displayed.
The display precision can be any number from 0-11. If you specify –1, the calculator
displays numbers with the most appropriate number of digits after the decimal point.
If you find you need to change the FIX setting often, use the following shortcut:
1. P r e s s
: and release it. Check that the secondary function indicator is displayed.
2. Press : again, and, without releasing it, press a key, 0 through 9 that
corresponds to the desired FIX setting. FIX settings for 10 and 11 are not available using
this shortcut. If you press
. instead of a numbered key, FIX= –1 is selected.
Degree or Radian Angular mode in degrees or radians for trigonometric functions.
Default is Degree.
Pressing I toggles between these options.
Date:
mm.ddyyyy or
dd.mmyyyy
Format for dates. December 3, 2010 is entered as 12.0 32 010 in mm.ddyyyy format, or
3.122010 in dd.mmyyyy format. Note the (.) in both formats separating the first and second
groups. The valid range of dates is October 15, 1582 to December 31, 9999.
Default is mm.ddyyyy format.
Pressing
I toggles between these options.
Note that when a date is displayed, a number between 1 and 7 also displays at the right of
the screen. This number indicates the day of the week corresponding to that date. Monday
is 1, and Sunday is 7.
NOTE: in 360-day calendar mode (Cal.360), days of the week are displayed only if the
date is valid.
1.23 or 1,23 Selects point or comma as decimal separator.
Default is decimal point, 1.23.
Pressing
I toggles between these options.
1000.00, 1,000.00,
1000,00 or 1.000,00
Selects thousands separator.
Default is none, 1000.00
Pressing I toggles between these options.
NOTE: the 1000.00 and 1,000.00 options are only available if the decimal separator is
set for point (.); 1000,00 and 1.000,00 are available only if the decimal separator is set
for comma (,).
Chain, Algebraic, or RPN Calculation mode. For more information, refer to Chapter 2, Mathematical Calculations.
Pressing
I cycles through these options.
English, Français,
Deutch, or Español
Language setting for the messages displayed on the screen.
Default is English.
Pressing
I cycles through these options.
- HP 20b Business Consultant 1
- HP 30b Business Professional 1
- Legal Notice 2
- Keyboard Map Legend 5
- Table of Contents 7
- Selecting a Language 9
- Two Line Display 10
- until the 11
- <<< 12
- << 12
- Basic Features 13
- Annunciators 14
- The Input Key 14
- The Equals Key 14
- Editing and Clearing Entries 15
- The On/CE Key 15
- The Reset Menu 15
- Notes about Special Menus 16
- Memory and the Memory Menu 16
- Accessing Menus and Menu Maps 16
- or > 17
- returns 17
- with that 17
- Basic Features10 18
- Mathematical Functions 19
- Number Entry and Display 19
- Chain Mode 20
- Algebraic Mode 20
- I or = are valid 21
- I, this 22
- + changes the 22
- <<<< 23
- Mathematical Calculations 25
- Mathematical Calculations18 26
- Random number 27
- The Math Menu 27
- I on any of these items to 28
- The Probability Sub-menu 29
- Binomial Functions 31
- Two-Number Functions 31
- Storing and Recalling Numbers 32
- Recall Arithmetic 32
- returns 0.25 33
- % to add or subtract x % 34
- - returns 150, or 200-25% 34
- 3 Time Value of Money 35
- :x. Press < or > 37
- A. The Amortization 37
- V, M and [ 37
- A followed by < or 38
- I to reset, or O to cancel 40
- :& 41
- O once again 42
- Canadian Mortgage Example 44
- as 1 is the default 45
- Cash Flow Example 46
- P and IRR R 49
- Cash Flows42 50
- Editing Cash Flows 52
- Sample Cash Flow Diagrams 54
- = to calculate it 56
- Bond Calculation Example 57
- O again to exit the menu 58
- :(HOLD)B 59
- The Black-Scholes Menu 60
- (the Black-Sholes key) 60
- = in the 61
- to scroll through the menu 62
- :(HOLD) B 63
- to scroll to the 64
- 8 Date Calculation 65
- 9Break-even 67
- The Percent Calculation Menu 69
- repeatedly to scroll to the 69
- Percent Calculation Examples 70
- to reset the menu, or O to 72
- 11 D e p r e c i a t i o n 73
- The Depreciation Menu 74
- Depreciation Example 75
- 12 Statistical Operations 77
- The Data and Stats Menus 78
- Statistics Example 80
- :z<< 82
- 13 Programming 83
- : and simultaneously 83
- : >or< 84
- Programming Example 85
- Program Step 0 86
- : and the < 87
- Programming80 88
- Figure 2 88
- (HOLD) 89
- Sub-Function Call 90
- and (HOLD) functions 90
- .05003:$1 91
- Messages 92
- (HOLD) . If you want to 93
- Programming86 94
- Table 13-4 94
- Digit Description 94
- Programming88 96
- 14 E rro r M e s s a g e s 97
- Replacing the Batteries 99
- Regulatory Information 100
- Modifications 101
- Canadian Notice 101
- Avis Canadien 101
- Japanese Notice 102
- Korean Notice 102
- Contact Information 103
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