HP 12c Prestige Financial Calculator Quick Start Manual Page 1

HP 12c Financial Calculator Quick Start GuideEdition 1 HP Part Number: F2230-90201

6 Getting StartedCompound interest (pages 39-53, 186).Press VL followed by dates separated by R to specify the compound interest option for odd- per

Getting Started 7Storage Registers and Continuous MemoryNumbers (data) are stored in memories called “registers.” Special regis-ters are used for st

8 Getting StartedThe result, 3.00, is calculated and displayed immediately. There are four special registers used for storing numbers during calcula

Getting Started 9Table 1-2 RPN ExampleKeys Display/Description3R4;Enters numbers and operation from the first set of parentheses. The sum, 7, is dis

10 Getting Star tedKeys used to rearrange the stack:•Pressing the P key exchanges the numbers in the X-and Y-registers (pages 74 and 172).•Pressing

Getting Started 11FChange signChanges sign of number or exponent displayed in the X-register (page 17).LEnter exponentFor very large or very small n

12 G e t ti n g Star t e dT PREFIXCancelAfter T, U, V, W, or u, cancels that key (page 17).VStorePress Vand key in the register number (0-9 for re

Getting Started 13Uf Calculates date and days from a starting dateKey in start date and press R. Key in the number of days from entered date (if dat

14 G e t t i n g S t a r t e dU!FactorialCalculates factorial of number displayed in the X-register (page 83).UkexNatural antilogarithm. Raise e t

Getting Started 15T INTSimple interestCalculates simple interest (page 33).ACompounding periodsStores or calculates number of compounding periods in

Legal NoticesThis manual and any examples contained herein are provided "as is" and are subject to change without notice. Hewlett-Packard Co

16 G e t ti n g Star t e dEFuture valueStores or calculates the future value (final cash flow) of a financial problem (pages 32, 36).T AMORTAmorti

Getting Started 17T SLDepreciationCalculates depreciation using straight-line method (page 68).T PRICEBond priceCalculates bond price, given desired

18 G et ti n g St art edBasic Financial Calculation ExampleTable 1-4 illustrates how easily you can perform financial calculations using the HP 12c

Getting Started 196.9UbEnters the annual interest rate in terms of the basic compounding period (6.9% divided by 12 months per year). 360AEnters the

20 Getting StartedWarranty and Contact InformationReplacing the BatteriesThe calculator uses two, 3 Volt CR2032 Lithium batteries. The low battery s

Getting Started 21sive description of your limited warranty entitlements. In addition, you may also have other legal rights under applicable local l

22 Getting Startedplied by HP, (c) unauthorized modification or misuse, (d) operation outside of the published environmental specifications for the

Getting Started 23Customer CareIn addition to the one year hardware warranty your HP calculator also comes with one year of technical support. If yo

24 Getting StartedCayman Island 1-800-711-2884 Chile 800-360-999China 010-58301327 Columbia 01-8000-51-4746-8368 (01-8000-51- HP INVENT) Costa Rica

Getting Started 25Ghana www.hp.com/supportGreece 210 969 6421Grenada 1-800-711-2884 Guadelupe 0-800-990-011; 800-711-2884Guatemala 1-800-999-5105 Gu

ContentsTable of ContentsWelcome to your HP 12c Financial Calculator ... 1The Keys...

26 Getting StartedMontenegro www.hp.com/supportMontse rra t 1-8 0 0 -711-288 4Morocco www.hp.com/supportNamibia www.hp.com/supportNetherland Antille

Getting Started 27St Kitts & Nevis 1-800-711-2884 St Lucia 1-800-478-4602St Marteen 1-800-711-2884 Suriname 156 ; 800-711-2884Swaziland www.hp.c

28 Getting StartedProduct Regulatory & Environment InformationFederal Communications Commission NoticeThis equipment has been tested and found t

Getting Started 29If you have questions about the product that are not related to this declaration, write to: Hewlett-Packard CompanyP.O. Box 692000

30 Getting StartedHewlett-Packard GmbH, HQ-TRE, Herrenberger Srasse 140, 71034 Boeblingen, Germany Japanese NoticeKorean NoticeThis marking is valid

Getting Started 31Disposal of Waste Equipment by Users in Private Household in the European UnionChemical Substances HP is committed to providing ou

32 Getting Started

Contents

Getting Started 11Getting StartedWelcome to your HP 12c Financial CalculatorThis booklet is intended to get you started quickly with the basic featu

2 Getting Started• To specify the primary function printed on the upperface of a key, press the key alone.• To specify the alternate function printe

Getting Started 3are included for reference. Refer to these pages of the user’s guide for more information.Table 1-1 Basic FunctionsFunctions Displa

4 Getting StartedDigit separator(page 17).1. The default separator is a comma (see above).2. Turn the calculator off first by pressing S.3. Press an

Getting Started 5Calendar format. Month-day-year (M.DY) or day-month-year (D.MY) (pages 29-31, 175, and 187). Press Uq or Up to set the date format.