HP 39g+ Graphing Calculator User's Guide download pdf (Page 140)

10-4 Using the Finance Solver

Performing TVM

calculations

1. Launch the Financial Solver as indicated at the

beginning of this section.

2. Use the arrow keys to highlight the different fields and

enter the known variables in the TVM calculations,

pressing the soft-menu key after entering each

known value. Be sure that values are entered for at

least four of the five TVM variables (namely, N, I%YR,

PV, PMT, and FV).

3. If necessary, enter a different value for P/YR (default

value is 12, i.e., monthly payments).

4. Press the key to change the Payment mode (Beg

or End) as required.

5. Use the arrow keys to highlight the TVM variable you

wish to solve for and press the soft-monu key.

PMT

The periodic payment amount. The

payments are the same amount each

period and the TVM calculation assumes

that no payments are skipped. Payments

can occur at the beginning or the end of

each compounding period -- an option

you control by setting the Payment mode

to Beg or End.

The future value of the transaction: the

amount of the final cash flow or the

compounded value of the series of

previous cash flows. For a loan, this is the

size of the final balloon payment (beyond

any regular payment due). For an

investment this is the cash value of an

investment at the end of the investment

period.

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HP 39g+ Graphing Calculator User's Guide Page 140